From time to time, most businesses need access to additional funds. Armada makes it easy for you to access working capital for your business and provides additional sources of capital outside of your primary bank facility.

You can use your working capital loan to:

• Expand your business, develop new markets, introduce new products and services, protect intellectual property, launch a marketing campaign
• Pay suppliers up front to take advantage of special discounts
• Invest in systems and infrastructure
• Hire and train employees
• Obtain licenses, accreditations, and certifications for your business and employees
• Pay unexpected costs such as back taxes or emergency repairs

Businesses that typically benefit from a Working Capital Loan

• Need access to capital beyond traditional bank lines
• Prefer a quick, efficient approval process
• Experience seasonal or cyclical cash flow fluctuations
• Require immediate funding, with credit decisions in as little as one day
• Want minimal transaction costs and maximum flexibility

There are several types of Working Capital Loans. Here is the most common

Merchant Cash Advance – Access future cash flow today.  Advance amount, repayment terms and frequency are based on your business’s historical revenues.

Purchase Order Financing – Fulfill large orders without cash strain. Armada advances funds directly to suppliers, allowing you to meet demand and repay through invoice collections once the order is complete.

Receivables / Invoice Factoring – Improve cash flow by selling outstanding invoices. Receive 75%–90% upfront, and the remainder once customers pay—helping you maintain steady operations and growth.

Inventory Financing – Secure a revolving line of credit backed by your inventory. Draw funds as needed to pay suppliers and repay as you sell inventory—ideal for businesses with finished goods or capital equipment.

Partner with Armada

At Armada Credit Group, we make working capital accessible, fast, and transparent. Our financing experts are here to help you choose the right option to keep your business moving forward.